Fractional CFO Services for Contractors

Common Financial Challenges Contractors Face

Most contractors we work with experience some version of the following:

• Profitable jobs that still strain cash flow

• Inaccurate or delayed job costing and WIP reporting

• Margin erosion from labor, materials, and change orders

• Pricing uncertainty when bidding new work

• Growth without financial structure or forecasting

If your financial reports explain the past but don’t help you make decisions, you’re not alone.

How a CFO Helps a Contracting Business

As your fractional CFO, Aspire CFO Solutions helps you move from reactive to proactive:

• Job Costing & WIP Visibility
  Understand which jobs are making money — and which aren’t — while there’s still time to course-correct.

• Cash Flow Forecasting
  Anticipate cash needs weeks or months in advance, not after the crunch hits.

• Margin & Pricing Analysis
  Identify where margins are leaking and build pricing confidence for future bids.

• Growth & Capacity Planning
  Make informed decisions about hiring, equipment, and expansion.

• Lender-Ready Financials
  Clear, credible reporting that builds confidence with banks and bonding companies.

Why Contractors Partner with Aspire CFO Solutions

• CFO-level insight without full-time cost

• Deep understanding of project-based businesses

• Practical guidance — no accounting jargon

• Predictable monthly engagement

• Western Colorado based with a strategic CFO mindset

Is This a Fit?

Aspire CFO Solutions is a strong fit for contractors who:

• Have consistent revenue but inconsistent cash flow

• Want better insight into job profitability

• Are growing and need financial structure

• Value clarity, accountability, and strategy

If that sounds like your business, we should talk.